Kotak811 Zero Balance Account | No paperwork, Ready in Min.‎‎‎‎ ‎ 811 Fast, Convenient & Secure Way to Open Account Online. Create An Instant* Bank







Features of the 811 Digital Bank Account

Welcome to the future of mobile banking! The Kotak 811 bank account packages the entire digital banking ecosystem into your smartphone. Get best deals on shopping, travel, entertainment and meet all your banking/investment needs on the move with just a few clicks on Kotak Mahindra mobile app. 

Instant Account Opening

No visiting any bank branch or leaving your home. Just open your Kotak 811 account on smartphone or through a browser in an instant and quickly log in to the world of seamless digital banking.

No minimum balance commitment

Worried about paying charges for low balance in your account? Now enjoy no minimum balance commitment on your Kotak 811 bank account and experience true financial freedom.

Up to 6%* Interest Rate per annum - The Best in the Market

Earn up to 6%* interest annually on your account balance and let your bank account earn more money while you work or play!

ActivMoney## Auto Sweep in Facility

Want to earn higher interest of a fixed deposit (FD)? Set your sweep-in and sweep-out limit and see your funds being converted into an FD immediately. Avail higher interest rate through funds converted into Fixed Deposit. Eliminate the need to track your funds regularly and give instructions to the Bank for Fixed Deposit creationGreater flexibility and liquidity as the funds flow back into your savings account when required

Banking solutions at a single touch

Now you can open your investment account or book TD /RD in a single click from 811 Mobile banking app. You can also request for Chequebook, transfer funds or walk into a branch for cash transactions and enjoy many more benefits of a savings account^^

Virtual Debit Card

The Debit Card is no more plastic with 811. It's a Virtual Debit Card, shrunk to fit in your mobile. Check the card details within the safety of your app and use it to make online payments like Shopping, paying bills or recharging mobile / DTH, in few taps.

Scan and Pay

You don’t need cash or cards to make payments. Now paying has become simpler with the Scan & Pay feature. With this pay for all you’re shopping, movies, groceries, and much more

Shop, Travel, and More

No need for multiple apps on your phone when you have the Kotak Mobile Banking App. Go to the Kaymall section  shop on Flipkart, subscribe to national/international magazines, book your flight and hotels on Goibibo or  train tickets on  IRCTC  at the best rates all with your Kotak 811 account. 
You can now open Kotak 811 account by downloading the Kotak mobile banking app or just click here and open account instantly.



*inrdeals partner

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